Does Costco Take VSP And EyeMed?

Costco is an extremely popular big-box type store chain. Costco members love it for the huge discounts and great deals. Costco has become the go-to place for a huge number of families to do their monthly or long-term shopping.

However, people often tend to forget that Costco is also a hub of various kinds of services big and small. Most services offered at Costco are affordable since they are covered by membership costs. There are a multitude of services including eye care and vision care.

If you have been wanting to visit an optometrist and have VSP or EyeMed insurance, you might be wondering: Does Costco Take VSP and EyeMed? Let us find out together!

Does Costco Take VSP and EyeMed?

Does Costco accept VSP and EyeMed

The fortunate answer is yes! Costco Optical, Costco’s in-store optometry division accepts VSP insurance as the standard. If you have VSP insurance you will find that most services such as eye tests and contact lenses are covered.

On the other hand, while EyeMed is also accepted by Costco, they only accept EyeMed for certain services such as eye exams, frames, standard lenses, and contact lenses.

That is why in general it is much better to have VSP insurance rather than EyeMed if you plan on visiting Costco Optical.

Does Costco accept VSP?

Yes, most Costco locations do accept VSP insurance. VSP is considered the standard insurance provider at Costco. This means that most services, eye examinations, and lenses are covered under VSP insurance.

As we mentioned earlier, this is not the case with EyeMed insurance, since only a select number of services are covered.

How EyeMed insurance works at Costco

Firstly, as we mentioned before, EyeMed insurance is only accepted at Costco for select services. Despite that though, they cover the most common services so you should be fine even if you hold EyeMed insurance.

How much EyeMed will reimburse you will depend on the tie-up between Costco and EyeMed. Generally, EyeMed reimburses based on their Vision Care Plan benefits.

You can find details about the plan here. You can expect a $39 worth of copay on select eye exams and full coverage on most standard lenses (only fiber/plastic lenses covered).

EyeMed obviously offers many more benefits under their insurance plan, but unfortunately, those benefits are available at Costco Optical Center.

Once you are done with the procedures, exams, and everything at Costco Optical, it is time to get your reimbursements. Getting reimbursements for EyeMed is super easy and simple.

All you have to do is submit an EyeMed claim form with all the Costco receipts and addresses listed on the form. EyeMed will process the claim and you should have your reimbursement on eligible items.

What other vision insurance is accepted at Costco?

Costco is always trying to include more and more insurance providers in its arsenal so as to attract more and more customers to its Optical Centers. Here we provide a list of various vision insurance that is accepted by Costco, this is by no means an exhaustive list.

  • VSP
  • EyeMed
  • Davis Vision
  • FEP BlueVision
  • Spectera
  • MES Vision
  • United Healthcare
  • VBA Vision

If you have insurance covers with any of the above insurance providers, feel free to walk into any Costco Optical Center to get your eyes examined or maybe get a new set of contact lenses.

One important thing we do have to keep in mind is that the doctors working in many of the Costco Optical Centers are actually working independently off Costco. This means they are not Costco employees.

What this entails is that what insurance companies are supported by the Costco Optical center is not controlled by Costco, but is dependent on the doctors who are working there.

It is up to the doctors to accept or not accept certain insurance providers. In such a scenario it is best to contact the Costco Optical center before visiting. You can easily find out if they support your insurance provider.


Costco is known for providing a wide variety of services under a single roof. Indeed they have kept their game up in this regard. Costco Optical Centers allows one to easily get basic eye services done.

You can get your eyes examined, get new glasses from a variety of brands. They also offer a selection of lenses from various brands and contact lenses from top brands and for all eye types.

They also offer simpler services like fitting new lenses in a frame you bought or you could just shop for designer frames at Costco Optical Center.

But the original question was about insurance. As we explained, Costco Optical Centers do accept VSP and EyeMed insurance.

We also listed a plethora of other insurance providers that Costco accepts, but like mentioned, it is always best to check before visiting Costco.

FAQs (Frequent Asked Questions)

Does Costco Accept VSP

Does Costco accept VSP plans?

Yes, Costco does accept VSP insurance plans at their Costco Optical Centers. In fact, VSP insurance provides the widest range of cover on different services and purchases at Costco Optical Center.

Does Costco participate with VSP?

Yes, Costco does participate with VSP. Costco has had a long tie-up with VSP vision insurance and almost all locations of Costco Optical Center accept insurance. In fact, it is considered the most widely accepted insurance provider at Costco Optical Center.

What eye insurance does Costco take?

Costco takes a wide variety of insurance including but not limited to VSP, EyeMed, Davis Vision, Spectera, MES Vision, United Healthcare, and VBA Vision. Not all locations accept all insurance providers so it is best to call and check beforehand.

Can you use eye insurance at Costco?

Yes, we can use eye insurance at Costco. When you visit Costco Optical Center for eye services and other purchases, you claim a reimbursement from your insurance provider. Make sure the Costco Optical Center accepts your insurance provider first.

Is Costco Optical part of Costco?

Yes, Costco Optical is physically a part of Costco, however, the doctors working there work independently of Costco.

Do Costco members get free eye exams?

No, Costco members do not get free eye exams. Costco Optical is completely separate from the membership benefits.

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